Fluxum is a SaaS Technology Company offering next generation SaaS Fintech solutions
Blockchain Wallet & Ecosystem
A white-label digital wallet platform to build your own payment ecosystem or simple off-ramping solution.
Credit Card Payments
Accept Visa, MasterCard, and all major cards from customers worldwide.
Check 21
Payments
Digitize traditional checks using e-Check withdrawals via ACH.
ACH/EFT payments in/out
Bank-to-bank transfers with lower fees and higher success rates.
Blockchain Wallet & Ecosystem
We offer a white-label, all-in-one digital wallet so you can create your own payment ecosystem or a standalone off-ramping solution. Integration is simple, and our team will take care of rebranding to match your existing product.
Crypto Compatibility
Enable seamless wallet interactions across fiat and crypto. Users can fund, store, and send crypto assets with QR code precision and cross-platform support — all from your branded wallet.
Physical and Virtual Debit Cards
Issue branded debit cards directly linked to your users' wallet balance. Support for virtual cards for online purchases and physical cards for in-store tap, swipe, and ATM use
QR Code Wallet to Wallet Transfers
Instant, secure transfers using QR codes. Users can send and receive funds with a simple scan — no need for usernames, phone numbers, or email.
Mass Payments
Easily send batch payments to multiple wallet users at once. Ideal for payroll, rewards, affiliate payouts, and more — with full control from your admin dashboard.
Customizable Revenue Streams
Licensees can set platform fees for utility token purchases, wallet transfers, card loads, and FX. Monetize every layer of user activity — from virtual card issuance to peer-to- peer payments.
Our mission is to reduce payment friction.
Send and receive money with a phone number, or by scanning a QR code.
Credit Card Payments
Fluxum makes it easy to accept payments via Visa, MasterCard, and all major debit and credit cardsap into the world’s dominant payment method and accept transactions from customers in nearly every country.
Global Card Acceptance
Accept Visa, MasterCard, and all major debit and credit cards — from customers in over 150 countries.
Fast, Secure Transactions
PCI-compliant infrastructure with built-in fraud detection, 3D Secure, and real-time authorization.
Flexible Integration Options
Embed card payments via API, hosted checkout, or payment link — customized to your platform
Custom Fee Routing
Define how fees are applied — absorb, split, or pass processing costs directly to the user.
Check 21 Payments
Accept payment via digital versions of traditional paper checks.
Funds are withdrawn electronically from a payer’s checking account and deposited directly
into
your account through the ACH network
Ideal for online bill payments, rent collection, and B2B transactions.
Paperless e-Checks
Digitize traditional check payments using Check 21 — funds are pulled and deposited electronically via the ACH network.
Ideal for Recurring Payments
Perfect for industries like property management, insurance, and education that rely on checks for high-value or scheduled payments.
Lower Fees
Benefit from lower processing costs compared to cards.
Real-Time Fraud Screening
Advanced fraud detection and account validation before funds are withdrawn.
ACH/EFT payments in/out
ACH Direct
For US customers. Debit and credit customer bank accounts directly and reduce transaction fees compared to cards. Lower costs and reduce payment failure rates. Ideal for payroll, tax refunds, and vendor payouts.
EFT
For Canadian customers. Debit and credit customer bank accounts directly and reduce transaction fees compared to cards. Lower costs and reduce payment failure rates. Ideal for payroll, tax refunds, and vendor payouts.
Interac e-Transfer
Enable seamless access to Canada’s leading electronic transfer method for local users
Direct Bank Transfers
Send and receive payments directly from bank accounts — ideal for payroll, disbursements, and vendor payments.
Recurring Debit & Billing
Collect subscriptions, rent, or invoices automatically with customizable debit flows
Lower Costs, Fewer Failures
ACH offers lower fees and better success rates than card payments for US users.
Interac e-Transfer (Canada)
Enable fast, familiar e-Transfers for Canadian users via email or mobile, directly to their bank account
Key Features
Custom Branding
We handle the rebranding, just send over your logo and any additional notes. We’ll take care of the rest!
Unmatched Security
Using the latest and greatest in security technology, Fluxum helps keep you and your customers safe.
Quick & Easy Integration
Our tech team is here to help you every step of the integration progress.
Solutions to help boost your business
Fluxum gives you everything you need to embed fast, flexible payments into your product — without building from scratch. Our white-label SaaS platform lets you launch branded wallets, issue cards, and enable bank transfers with ease.
Our seamless 1-step payment flow combines user sign-up and checkout into one smooth motion — helping you reduce friction, retain more customers, and accelerate revenue.
Contact Us
Send us a query and we will assist you shortly.
Email Address
contact@fluxum.co